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Personal Mortgages   ...could save you thousands of pounds!

What we can offer our clients

 
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When did you last switch your mortgage ?

Far too many people pay their Lender’s ‘standard rate’, which could have become uncompetitive

The mortgage market is complex and a Mortgage broker is well placed to advise on the different schemes available. For most people using a mortgage broker is a Win Win situation. You get a Qualified professional looking after your interests. Remember a mortgage is probably the single most important financial decision of your life.

 

 

  • Advice for your Mortgage and Insurance Needs
  • The latest special offers available, sourced from the whole market;
  • PLUS access to special Mortgage Broker exclusive mortgage deals;
  • Home visits for your convenience;
  • Home visits at the Weekend;
  • Contact us in the evening when everything has closed.

 

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Please take a look at our Combined Initial Disclosure Document (C.I.D.D.)
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You get a good deal….from Personal Mortgages.

The FSA is the UK's financial watchdog set up by government to regulate financial services and protect your rights. Its standards require firms to be competent, financially sound and to treat their customers fairly.

Mortgage brokers must be authorised by the FSA (Financial Services Authority) or must be an appointed representative of an authorised firm.  This means they have to follow FSA rules when dealing with you.  For example they have to give you certain documents with the ‘Keyfacts’ logo.  Keyfacts documents are set out in a standard format to help you compare different services and products with each other. The two mortgage keyfacts documents are: ‘Keyfacts about our mortgage services’ and ‘Keyfacts about this mortgage’ (sometimes called a Key Facts Illustration or KFI).

Provided you deal with an authorised firm or the appointed representative of an authorised firm, you will have access to complaints and compensation arrangements.

Think carefully before securing other debts against your home.

Your property may be repossessed if you do not keep up repayments on your mortgage.

A typical fee of £395 will be charged on completion.

 

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